Using a seatbelt is one of the most important – and legally required aspects of navigating British roads. If you’ve been in a traffic collision without wearing a seatbelt. You might think you won’t be able to submit a claim for Compensation for the injuries you sustained. But that isn’t the situation.

Our experts have years of experience handling many road traffic accident claims. Hence, the experts have produced many expert witness reports for motorists and other passengers who weren’t wearing a seatbelt at the moment of their accident.

This blog will explain the law and process you must be aware of regarding seatbelts. How failing to wear one can affect your chances of getting claims?

Law on Wearing a Seatbelt

You must wear a seatbelt if your car is equipped with them. The driver must ensure sure all people below 14 years old use seatbelts. All children under 1.35 meters tall need an infant seat, child seat or booster cushion appropriate for their weight.

The law does not make it a requirement to wear a seat-belt when:

  • You’re travelling on a bus that doesn’t have seat-belts installed
  • Medically exempt
  • You are making collections or deliveries from a vehicle for goods less than 50 m away.

If you get injured in a road accident while not wearing a seatbelt, don’t worry; you can still claim. However, the amount of Compensation may be affected if you are not wearing a seat belt.

Not Wearing a Seatbelt Can Result in Injuries

The most common injury in an accident is called whiplash. However, this happens if the collision’s force within the vehicle results in the head being forced to be slammed forward and quickly back. But more severe injuries could occur, including:

  • Broken bones
  • Broken parts
  • Death
  • Open wounds
  • Paralysis

You can get more information regarding whiplash and its reforms through our complete whiplash reform guide 2021.

Contributory Negligence

Suppose it is discovered that you’re partly at fault for a traffic collision or injury in some way. Thus, it is called negligent contributory. For example, suppose you’re in a vehicle as a passenger and do not wear an appropriate seatbelt. In that case, if you are involved in an accident. The Solicitor of other parties in the matter could use this as a reason for decreasing the amount you get.

The Amount You Can Claim if You are not Wearing a Seatbelt

The amount you’re entitled to depend on the accident’s circumstances and the injuries you’ve suffered.

While the subject’s law isn’t set, the courts have estimated that if you weren’t wearing a seatbelt, any amount you can claim would likely be reduced by an amount equal to the total amount.

  • If you had worn the seatbelt, you could have avoided your injuries. Your claim may be reduced by 25 percent. 
  • Suppose your injuries could have been less severe if you had worn the seatbelt. Your insurance payout could be reduced by 15 percent.
  • However, if your injuries were the same as if you had worn the seatbelt, the amount you receive for your injuries would not be affected.

How Can Concise Medico Help?

Our experts can provide exponential expert witness reports in case you’ve been injured in a road accident and weren’t wearing a seatbelt. We have filed successful expert witness reports on behalf of numerous people and will handle cases with the greatest diligence. Contact us today to discuss your needs by calling (01282) 786 185 Or, you can complete our Online enquiry form, and we’ll be in touch with you at a convenient time.