The cost of a replacement car provided to a claimant under credit terms, also known as credit hire, isn’t explicitly included in the Protocol procedure. It is anticipate that most claims will be resolved separately through an agreement between the industry as before the reforms. Moreover, they have also ensured that the regulations, OIC service and guidance include a procedure that will aid claimants. However, they need to include the cost of credit hire or other expenses to their injury case before submitting their claim to court.