Most whiplash claim and compensation cases are resolved outside of court, and your attorney will often represent you for a flat fee or a percentage of the compensation amount. However, as part of the Civil Liability Act amendments, the government is raising the small claims threshold for road traffic accident injury claims, including whiplash, from £1,000 to £5,000 as of April 2021.
While it tries to simplify the personal injury claims procedure, it also prevents those seeking claims of £5,000 or less from hiring legal counsel. To demonstrate a genuine whiplash injury, you must present your claim through a new online claims site and supply medical evidence.
You can accept or reject any offer made by the accident-causing party’s insurance company for a settlement outside of court. Things can be trickier if an uninsured driver is at fault in your accident. However, the Motor Insurers’ Bureau (MIB) may allow you to file a compensation claim.
The MIB was established to assist in compensating accident victims when negligent or untraceable drivers are to blame. In the UK, dozens, if not hundreds, of law firms could offer to assist you in negotiating a whiplash claim or litigating your case.
They typically work on a no-win, no-fee basis, meaning that any settlement you receive pays their expenses. It’s crucial to do your homework on any company before signing up. Ensure you are always aware of any costs and when they will be collected.
It would be best if you contrasted these charges with the expense of filing a lawsuit on your own and attending court. This typically costs much less, but you might have to put in more effort.