If you are seeking compensation for Whiplash injury, understanding the whiplash payout scale and typical Whiplash injury claim amount is very important. The average  amount of whiplash compensation you are eligible to receive under 2021 regulations  ranges from £240 to £4,215.

The maximum payout scale for whiplash that lasts up to three months is £240. For an injury that lasts up to two years, this amount gradually increases to £4,215.

The whiplash Payout Scale UK 2024 – Complete Guide

If you have experienced psychological injuries then below is the whiplash payout scale chart is attached for you.” In extreme circumstances, the courts can raise a settlement by up to 20%.

The Judicial College, a division of the Ministry of Justice, has established the following guidelines for whiplash injury claim with whiplash injury time duration and whiplash tariff table.

In “exceptional cases,” an additional 20% may be claimed. A situation where the damage is particularly severe or where the circumstances have resulted in further suffering could serve as evidence or proof of damages.

Whiplash Tariff

The Whiplash tariff table categorizes whiplash injuries by severity, guiding insurance companies and courts in assessing compensation. Factors such as medical expenses and loss of income influence whiplash payouts, with higher compensation for more severe injuries.

Duration Of Injury Lower Tariff Upper Tariff
(with Psychological Injuries)
Not more than 3 months £240 £260
More than 3 months but not more than 6 months £495 £520
More than 6 months but not more than 9 months £840 £895
More than 9 months but not more than 12 months £1,320 £1,390
More than 12 months but not more than 15 months £2,040 £2,125
More than 15 months but not more than 18 months £3,005 £3,100
More than 18 months but not more than 24 months £4,215 £4,345

Personal Injury Claim Whiplash Amount

An average amount for personal injury claim, The whiplash payout Scale is £1,000 to £2,750,. Most of the personal injury whiplash claims  are settled outside of court between the guilty party’s insurer and the claimant’s insurer.

Legal professionals will continue to represent people who have experienced long-term suffering and misery because of a whiplash injury and seek compensation much more than the £5,000 cap on small claims settlements. Tens of thousands of pounds may be at stake in such claims.

However, beginning in April 2021, the Civil Liability Act’s whiplash amendments will fix the sums paid for whiplash injuries lasting less than two years, ranging from £235 to £3,910 – depending on the severity.

Here is the Whiplash Tariff table for Personal and Physical whiplash injuries.

Part of body Severity of injury Amount of compensation Types of Injuries
Neck Minor Up to £6,680.00 Whiplash or soft tissue injuries that heal in three to twenty-four months.
Neck Moderate £7,410.00 to £47,760.00 include fractures or dislocations that accelerated an existing condition, disc lesions, cervical spondylosis, severe mobility restriction, and permanent and/or recurring pain.
Neck Severe £56,100.00 to £139,210.00 serious fractures, serious soft tissue injury, chronic pain syndromes, disc damage, partial paraplegia, or a significant, long-term disability.
Back Minor £2,090.00 to £10,670.00 includes minor sprains, disc prolapses, soft tissue injuries, and strains. Recovery can take three months to five years.
Back Moderate £11,730.00 to £26,050.00 Included spinal fusion, compressed or fractured lumbar spine, prolapsed discs, and other injuries that may necessitate surgery, as well as the ongoing escalation or deterioration of a pre-existing back problem.
Back Severe £36,390.00 to £151,070.00 usually necessitates surgery. There are many types of injuries, such as disc lesions, arthritis, a damaged spinal cord, partial paralysis, psychological problems, and loss of bladder and/or bowel control.
Shoulder Minor Up to £6,730.00 It involves soft tissue damage that hurts. Full recovery takes three to twenty-four months
Shoulder Serious  £10,890.00 to £16,380.00 Surgery is required for a fractured humerus, clavicle, or rotator cuff.
Shoulder Severe £16,380.00 to £40,970.00 severe handicap brought on by brachial plexus or neck injury
Pelvis & hips Minor £3,370.00 to £10,750.00 following minor soft tissue damage and full healing. Within two years, little to no disability.
Pelvis & hips Moderate £10,750.00 to £33,430.00 No significant disability but covers injuries requiring hip replacements or surgeries (or the need for either in the future).
Pelvis & hips Severe  £33,430.00 to £111,690.00 severe hip/pelvis fractures leading to future surgery risk, issues after labour, intestinal injury, spinal fusion, hip replacement, etc.

Whiplash Psychological Injury Claim Amount

Most psychological injuries after a whiplash injury can be treated with psychotherapies. A psychologist will work with a patient to teach them how to rewire their brains to lessen the symptoms.

The estimated whiplash tariff table for psychological injury claim amounts (following the Judicial College Guidelines)  are  follows:

Injury type Level of severity Typical award bracket Description
Psychiatric Damage Severe £54,830 to £115,730 In these situations, the injured party will experience significant difficulties adjusting to life, school, work, and relationships with family and friends.
Psychiatric Damage Moderately severe £19,070 to £54,830 Although there will be substantial issues related to the elements in these situations, the prognosis will be much better than in the bracket above.
Psychiatric Damage Moderate £5,860 to £19,070 Despite possible issues related to the considerations mentioned above, there will have to be a noticeable improvement through trial, and the prognosis will be favourable.
Psychiatric Damage Less severe £1,540 to £5,860 The length of the period of disability and the degree to which everyday activities and sleep were impacted will be considered when determining the award amount.
PTSD Severe £59,860 to £100,670 In these situations, PTSD will keep the victim from working at all, or at the very least, from performing at anything close to pre-trauma levels.
PTSD Moderately severe £23,150 to £59,860 The prognosis for some recovery with expert care will be better than in the above bracket, but the effects are still likely to cause considerable handicaps for the foreseeable future.
PTSD Moderate £8,180 to £23,150 The injury victim will mostly recover, and any lingering consequences won’t be seriously incapacitating.
PTSD Less severe £3,950 to £8,180 Within one to two years, there will have been a nearly complete recovery, and only mild symptoms will still be present.
Mental Anguish Moderately severe £4,670 Fear of impending death or a decline in life expectancy.


In a nutshell, if you want to claim then consider this whiplash payout scale for your claim which thoroughly explains the amount and the time period for whiplash injury claim. Whiplash payout scale and whiplash tariff are briefly shown and discussed in this guide, Feel free to ask any question you have about whiplash payout scale or need a whiplash claim report, Concise medico‘s expert will be delighted to guide you through the process.

In addition to that receiving a monetary settlement and excellent medical care like cognitive behavioural therapy (CBT), psychotherapy, EMDR, counselling,  treatments could result in filing a whiplash claim for psychological injury compensation.

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